Oct
10
Gilbert Arizona’s Real Estate Bargains: Spec Homes
Filed Under Non Fiction | Comments Off
Reg Gustin asked:
It’s amazing how fast the real estate market can change. Last year, buyers were clamoring over one another to buy a house. This year, the market has slowed down considerably; buyers actually have a chance to think about whether a house is right for them. For buyers that are looking for affordable new home communities, there’s no better place than Gilbert - and there’s no better time to buy.
Gilbert has been an active community for new home developments for the last several years. Developers have taken every vacant piece of property and built new home communities: some condos, town homes, and simple affordable family homes; others are elegant high end properties.
As the real estate market slows down, these developers have a far greater inventory of new homes on their hands, far more than they’d ever intended. So buyers are in a unique position, they are finally in the position of being courted by developers - aggressively campaigning to get buyers to buy the homes in their community.
Developers have a lot of money tied up in these new homes. The longer these homes sit vacant, the more it ends up costing the builders. So it really becomes the builder’s responsibility to actively market to buyers - to try to entice them into buying. Many buyers are finding themselves being courted with lots of extra perks. Some examples include:
* No mortgage payments for the first year. * Swimming pools and spas included with home free of charge * Huge reductions in the price of the home, sometimes as much as $50,000 * Upgrades to the materials in the home, like high quality flooring, stone countertops, and high end appliances
These remarkable perks aren’t going to last forever, but for right now, buyers are in a Gilbert can find the home of their dreams, at a truly unbelievable deal. Eventually, the marketplace will balance itself out and developers won’t have the same pressure to sell.
If you’ve been waiting for the market to decline, you may have a long wait. In fact, it’s not likely that home prices will decrease, just stabilize. But even though prices may be the same in a few months, you won’t have the same opportunity to get the deal of a lifetime in perks. There hasn’t been a better time to buy a home in Gilbert, and you won’t see similar deals ever again - it’s the best time to buy.
MACHADO
It’s amazing how fast the real estate market can change. Last year, buyers were clamoring over one another to buy a house. This year, the market has slowed down considerably; buyers actually have a chance to think about whether a house is right for them. For buyers that are looking for affordable new home communities, there’s no better place than Gilbert - and there’s no better time to buy.
Gilbert has been an active community for new home developments for the last several years. Developers have taken every vacant piece of property and built new home communities: some condos, town homes, and simple affordable family homes; others are elegant high end properties.
As the real estate market slows down, these developers have a far greater inventory of new homes on their hands, far more than they’d ever intended. So buyers are in a unique position, they are finally in the position of being courted by developers - aggressively campaigning to get buyers to buy the homes in their community.
Developers have a lot of money tied up in these new homes. The longer these homes sit vacant, the more it ends up costing the builders. So it really becomes the builder’s responsibility to actively market to buyers - to try to entice them into buying. Many buyers are finding themselves being courted with lots of extra perks. Some examples include:
* No mortgage payments for the first year. * Swimming pools and spas included with home free of charge * Huge reductions in the price of the home, sometimes as much as $50,000 * Upgrades to the materials in the home, like high quality flooring, stone countertops, and high end appliances
These remarkable perks aren’t going to last forever, but for right now, buyers are in a Gilbert can find the home of their dreams, at a truly unbelievable deal. Eventually, the marketplace will balance itself out and developers won’t have the same pressure to sell.
If you’ve been waiting for the market to decline, you may have a long wait. In fact, it’s not likely that home prices will decrease, just stabilize. But even though prices may be the same in a few months, you won’t have the same opportunity to get the deal of a lifetime in perks. There hasn’t been a better time to buy a home in Gilbert, and you won’t see similar deals ever again - it’s the best time to buy.
MACHADO
Aug
10
Gilbert Arizona Real Estate - Waiting to Buy, Don’t
Filed Under Non Fiction | Comments Off
Reg Gustin asked:
Home prices in Arizona have increased at such incredibly rates that many renters think they can’t possibly afford to buy a home. When renters look at the price of the average home, and then look at the monthly mortgage payment, it’s only natural to think that it makes more sense to stay in a rental apartment or home.
But what if you found out that you are actually spending more money on rent than you would on a mortgage? Wouldn’t you want to find out how you could own your own home and save money?
First, before you say there aren’t any more affordable homes in Arizona, consider the town of Gilbert. Gilbert is one of the most affordable communities bordering Phoenix. It’s a rapidly growing city with lots of new homes, condominiums, town homes and resales of older homes. Home prices in Gilbert are still very affordable. In fact, it’s possible to find a home in Gilbert for less than your rent.
Feeling a little skeptical? Take some time to consider the following:
* You can deduct your mortgage interest from your yearly income taxes. Each year, you probably have thousands of dollars deducted from our pay check - money you don’t get back. Most people save so much money on taxes, that it makes home ownership affordable. In fact, home owners end up paying 20% to 40% less than they did when they were paying rent. You don’t have to wait until the end of the year for tax relief, you can change the amount of your tax withdraw each month.
* When you stay renting a home, you are throwing away your money, instead of investing it. Real estate is an investment, is probably the number one way people save money. Think about the remarkable growth in the real estate market. If you buy a home for $200,000 and sell it in five years for $300,000, you’ve made a $100,000 from your investment.
Increasing home prices are a great opportunity, but they can also be a challenge if you decide to wait to purchase. Although Gilbert remains one of the most affordable areas of the metropolitan Phoenix area, prices keep slowly rising. The longer you wait, the more you’ll have to pay for a home. And, if you wait too long, you may not be able to afford to buy.
While you might not realize it, choosing to rent is costing you a lot more money than paying for a mortgage. You are missing on an opportunity to invest in your future. Homes in Gilbert are incredibly affordable, and there’s no better time to turn your rent into an investment that will pay off over your lifetime.
RAMSON
Home prices in Arizona have increased at such incredibly rates that many renters think they can’t possibly afford to buy a home. When renters look at the price of the average home, and then look at the monthly mortgage payment, it’s only natural to think that it makes more sense to stay in a rental apartment or home.
But what if you found out that you are actually spending more money on rent than you would on a mortgage? Wouldn’t you want to find out how you could own your own home and save money?
First, before you say there aren’t any more affordable homes in Arizona, consider the town of Gilbert. Gilbert is one of the most affordable communities bordering Phoenix. It’s a rapidly growing city with lots of new homes, condominiums, town homes and resales of older homes. Home prices in Gilbert are still very affordable. In fact, it’s possible to find a home in Gilbert for less than your rent.
Feeling a little skeptical? Take some time to consider the following:
* You can deduct your mortgage interest from your yearly income taxes. Each year, you probably have thousands of dollars deducted from our pay check - money you don’t get back. Most people save so much money on taxes, that it makes home ownership affordable. In fact, home owners end up paying 20% to 40% less than they did when they were paying rent. You don’t have to wait until the end of the year for tax relief, you can change the amount of your tax withdraw each month.
* When you stay renting a home, you are throwing away your money, instead of investing it. Real estate is an investment, is probably the number one way people save money. Think about the remarkable growth in the real estate market. If you buy a home for $200,000 and sell it in five years for $300,000, you’ve made a $100,000 from your investment.
Increasing home prices are a great opportunity, but they can also be a challenge if you decide to wait to purchase. Although Gilbert remains one of the most affordable areas of the metropolitan Phoenix area, prices keep slowly rising. The longer you wait, the more you’ll have to pay for a home. And, if you wait too long, you may not be able to afford to buy.
While you might not realize it, choosing to rent is costing you a lot more money than paying for a mortgage. You are missing on an opportunity to invest in your future. Homes in Gilbert are incredibly affordable, and there’s no better time to turn your rent into an investment that will pay off over your lifetime.
RAMSON
Jul
2
Investing in Gilbert Arizona Real Estate
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Reg Gustin asked:
While most of us would love to have an extensive portfolio of investments, the reality is that most of us use our homes as our primary investment vehicle. And that’s a good thing: real estate tends to be one of the safest and most reliable investment tools around - far more predictable than stocks and bonds.
Arizona is one of the best states for real estate investment. There are a number of cities and communities around Phoenix that have increased substantially in value and are still increasing. There are communities that are geared towards high-end investment, like Scottsdale, and then there are some communities that are more affordable, like Gilbert.
Investing in these more affordable communities serves a completely different purpose. For instance, Gilbert is a family friendly community. This community is built around equestrian and hiking trails, golf courses, fishing and boating. There’s a very active and growing business community.
Because Gilbert is so affordable, it’s a great community for investing, especially for people that may not have considered themselves as real estate investors. More people are buying second homes for investment than ever before. In fact, last year 40% of all home sales were for investment purposes.
In part, more people are able to afford to invest in second homes because there are so many great mortgage options. Second home buyers are able to find an affordable Gilbert home, and yet still continue to pay their first mortgage. Add in the rental income from the second property, and your mortgage may pay for itself.
The growing business climate encourages people to move to Gilbert. There are a variety of businesses expanding operations to the Gilbert area, creating a demand for rental housing. Whether you are considering a condominium or town house, or a single family home, there will be a rental market.
When you factor in the appreciating values of the home, you could find yourself with an investment property that doubles in value within 10 years. Family communities like Gilbert are very desirable; if you decide to sell the property you are sure to find buyers.
Your first step to invest in Gilbert real estate is to discuss the situation with a qualified mortgage consultant. You’ll find out just how affordable purchasing a second home can be. Next, sit down with a real estate agent and find out more about the wonderful opportunities for homes in Gilbert. Before long you’ll be watching your equity (and your investment) grow.
BRISBIN
While most of us would love to have an extensive portfolio of investments, the reality is that most of us use our homes as our primary investment vehicle. And that’s a good thing: real estate tends to be one of the safest and most reliable investment tools around - far more predictable than stocks and bonds.
Arizona is one of the best states for real estate investment. There are a number of cities and communities around Phoenix that have increased substantially in value and are still increasing. There are communities that are geared towards high-end investment, like Scottsdale, and then there are some communities that are more affordable, like Gilbert.
Investing in these more affordable communities serves a completely different purpose. For instance, Gilbert is a family friendly community. This community is built around equestrian and hiking trails, golf courses, fishing and boating. There’s a very active and growing business community.
Because Gilbert is so affordable, it’s a great community for investing, especially for people that may not have considered themselves as real estate investors. More people are buying second homes for investment than ever before. In fact, last year 40% of all home sales were for investment purposes.
In part, more people are able to afford to invest in second homes because there are so many great mortgage options. Second home buyers are able to find an affordable Gilbert home, and yet still continue to pay their first mortgage. Add in the rental income from the second property, and your mortgage may pay for itself.
The growing business climate encourages people to move to Gilbert. There are a variety of businesses expanding operations to the Gilbert area, creating a demand for rental housing. Whether you are considering a condominium or town house, or a single family home, there will be a rental market.
When you factor in the appreciating values of the home, you could find yourself with an investment property that doubles in value within 10 years. Family communities like Gilbert are very desirable; if you decide to sell the property you are sure to find buyers.
Your first step to invest in Gilbert real estate is to discuss the situation with a qualified mortgage consultant. You’ll find out just how affordable purchasing a second home can be. Next, sit down with a real estate agent and find out more about the wonderful opportunities for homes in Gilbert. Before long you’ll be watching your equity (and your investment) grow.
BRISBIN
May
12
Teaching Children the Importance of Money
Filed Under Non Fiction | Comments Off
Randy Gilbert asked:
Many children find themselves hopelessly in debt after leaving home. They go off to college, wanting to take on the world. The independence they suddenly experience leads to decisions that are not always best for them. Many of them have not had to deal with financial responsibilities. They are lured into credit card and loan offers, finding themselves drowning in debt in a very short time.
Twyla Prindle says, “Studies are now showing that for the very first time since the great depression, we now have a negative saving rate. Many of us are living check to check, and just getting by. All of us want the best for our children, and getting by is not the best. If we teach our children basic principals now, they will become common sense to them later.”
Twyla experienced financial ruin after graduating from high school. She was rebellious and went off to college to live her own life. She had at least 15 credit cards. Unable to keep up all the payments, the bills piled up, and creditor’s phone calls were constant. Thinking all of her financial woes would just go away, Twyla chose to ignore them. After graduating college, she was offered a job in her field of study. The employer did a credit check and rescinded on the job offer. Bad credit had caught up to Twyla at an early age. It took years to pull herself out of the hole she had gotten herself into.
She learned from her mistakes and now used her real life experienced to teach children the meaning of money. Through her financial literacy tips, she hopes others will not fall into the same financial traps she did.
Begin teaching children financial literacy at an early age. Three and four year olds can learn to understand the concept of money. The earlier a child learns how to deal with money matters, the better. There are many resources available to help parents begin:
- Games are one of the best ways to get a child interested. Play the games together and make it fun for your child.
-The internet has a wealth of knowledge for parents to utilize. There are online games, puzzles and children’s websites that teach money skills.
- Books are another resource for parents. Check the children’s section of the library or book store for basic children’s money counting workbooks.
- A family finance night is a terrific way to spend time together. Talk about the bills you have to pay to keep the family financially secure. Discuss the importance of paying bills on time and not overextending yourself. Children will learn by your example.
Charitable giving is one of the most important financial lessons you can teach your children. Make them aware that there are many people less fortunate than they are and it is our responsibility to help. Giving to the needy is an important part of life.
Children watch what their parents do. If parents are charitable givers, then the children will follow in their footsteps. Be a role model for your children. Find a needy family in your town and make charity boxes as a family and deliver them together.
Charity does not have to be only about money. Teach your children that volunteering is just as valuable as money. Children can use their time and talent to give back to the community. Discuss with your children the volunteer opportunities in your area. Help them decide the one that would be best for them.
Discuss the importance of setting a financial goal. Help your children create short and long term financial goals. Collect different magazines and have your children make goal posters. The posters are a visual aid reminding your children what type of financial goal they want to accomplish.
Talk to them about a basic financial plan, whether they want to set up a savings account, save for an item they want, and assign chores for them to learn the value of money.
AIRHART
Many children find themselves hopelessly in debt after leaving home. They go off to college, wanting to take on the world. The independence they suddenly experience leads to decisions that are not always best for them. Many of them have not had to deal with financial responsibilities. They are lured into credit card and loan offers, finding themselves drowning in debt in a very short time.
Twyla Prindle says, “Studies are now showing that for the very first time since the great depression, we now have a negative saving rate. Many of us are living check to check, and just getting by. All of us want the best for our children, and getting by is not the best. If we teach our children basic principals now, they will become common sense to them later.”
Twyla experienced financial ruin after graduating from high school. She was rebellious and went off to college to live her own life. She had at least 15 credit cards. Unable to keep up all the payments, the bills piled up, and creditor’s phone calls were constant. Thinking all of her financial woes would just go away, Twyla chose to ignore them. After graduating college, she was offered a job in her field of study. The employer did a credit check and rescinded on the job offer. Bad credit had caught up to Twyla at an early age. It took years to pull herself out of the hole she had gotten herself into.
She learned from her mistakes and now used her real life experienced to teach children the meaning of money. Through her financial literacy tips, she hopes others will not fall into the same financial traps she did.
Begin teaching children financial literacy at an early age. Three and four year olds can learn to understand the concept of money. The earlier a child learns how to deal with money matters, the better. There are many resources available to help parents begin:
- Games are one of the best ways to get a child interested. Play the games together and make it fun for your child.
-The internet has a wealth of knowledge for parents to utilize. There are online games, puzzles and children’s websites that teach money skills.
- Books are another resource for parents. Check the children’s section of the library or book store for basic children’s money counting workbooks.
- A family finance night is a terrific way to spend time together. Talk about the bills you have to pay to keep the family financially secure. Discuss the importance of paying bills on time and not overextending yourself. Children will learn by your example.
Charitable giving is one of the most important financial lessons you can teach your children. Make them aware that there are many people less fortunate than they are and it is our responsibility to help. Giving to the needy is an important part of life.
Children watch what their parents do. If parents are charitable givers, then the children will follow in their footsteps. Be a role model for your children. Find a needy family in your town and make charity boxes as a family and deliver them together.
Charity does not have to be only about money. Teach your children that volunteering is just as valuable as money. Children can use their time and talent to give back to the community. Discuss with your children the volunteer opportunities in your area. Help them decide the one that would be best for them.
Discuss the importance of setting a financial goal. Help your children create short and long term financial goals. Collect different magazines and have your children make goal posters. The posters are a visual aid reminding your children what type of financial goal they want to accomplish.
Talk to them about a basic financial plan, whether they want to set up a savings account, save for an item they want, and assign chores for them to learn the value of money.
AIRHART